Understanding the 10 Signs It Time to Retire can help federal employees make informed decisions about their future. These signs often include achieving financial stability, experiencing workplace burnout, or feeling unmotivated in your current role. If you’re dreaming of travel, hobbies, or family time, it might be the right moment to retire. Other key indicators include reaching your full pension benefits or having a robust retirement savings plan. Assessing these factors thoughtfully ensures you’re emotionally and financially ready to embrace retirement, creating a balance of freedom, relaxation, and new opportunities to enjoy life to the fullest.