The 2025 Federal Early Retirement Buyout is an opportunity for eligible government employees to retire early with financial incentives. It is designed to aid agencies in downsizing while offering employees lump-sum payments and other benefits. Retirement decisions should be made carefully, considering their impact on pension plans, Social Security, and long-term financial security. Federal workers interested in this program should analyze the benefits and drawbacks, ensuring they make an informed decision before accepting a buyout package.